Thanks, swilliams. 2. Always proceed with caution. Insured Driver without a phone on March 15, 2017: With the screwed up laws in this country, I'll bet any ambulance chasing lawyer will find a way to make any INSURED driver, have to pay for hitting a LOOSE dog even in the street, despite lease laws! Dave Collado from San Jose California on September 11, 2014: Excellent hub! If you believe that the gate was faulty (and, as a practical matter, that you can prove that), you can sue the complex for the cost to repair your car (of course, if only the headlight was damaged, that may be more trouble than it is worth). Is it sad yes, but not as sad as hitting another car or a human. Oct. 3, 2013 -- A woman believed to be a dental hygienist from Stamford, Conn., was shot dead by police today after allegedly attempting to ram the White House gates and leading authorities on a . I know I did the right thing given the conditions, but I am angry at negligent pet owners. Why do you need insurance? Hi, PromptWriter. But here in CA, the law is pretty much as your source stated. Since smashing your property using your car is your fault and no other party is involved. After reading this article, I wish I'd called 911but only if I had a way to do so anonymously. However, it can cover the damage you made to your car due to the accident. Bryan said it was "very minor in nature," but the driver fled south almost 3 miles on Roosevelt, then made a left turn headed toward the base's secondary gate. Unfortunately, the person who hit my dog got away, and I was stuck with a very large vet bill for the care of my dog. Open doors : If you back into an open door of a parked car, the driver of the parked car is typically at-fault. I saw it coming down but there was nothing I could do. New comments cannot be posted and votes cannot be cast. All i want is to stop the car a few seconds earlier, go knock on the door and say keep your dog inside or on a leash or just keep a watch on the dog. During the repairs, you typically won't be provided with a rental car unless you have added rental car coverage to your insurance. Ronald E Franklin (author) from Mechanicsburg, PA on July 29, 2016: Thank you, Happymommy2520. I own two dogs myself and other animals. Thanks for reading and commenting. At the intersection where I was about to turn onto my street, a group of youngsters was happily playing on the sidewalk. Thanks for the clarification! The roads seem to be littered with dead animals that no one seems to care about. You did not have time to have coffee or brush your hair. Why the difference? Backing up : If you back into a feeder or main lane and hit a vehicle, you will be at-fault. The arm came down before the gate fully opened. (Note that laws may vary from state to state, so you should check the law in your location). The laws of most states require that if you hit a domestic animal, you must stop and notify the appropriate state or local authority. I called 911 and also the animal hospital. Your article is very useful! It's something i wouldnt ever expect to happen to me and i know now after reading this and after experiencing what i did i will definitely do things differently if i ever happen to be put in a situation ever in the future. We place a big cone between the gate opening and the side of my vehicle but they have removed it. The big issue is the failure to stop to render aid.. Ronald E Franklin (author) from Mechanicsburg, PA on February 26, 2015: Rebecca Be from Lincoln, Nebraska on February 26, 2015: I feel this information is important for every driver or passenger. While cats are almost as likely as dogs to be hit by cars, an Australian report says 70 percent of the animals taken to an animal hospital after being hit were dogs, and only 30 percent were cats. There are many doubts in your mind, and this makes you insecure. In this case, the car backed into the garage door in this insurance claim.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,50],'teamais_net-box-4','ezslot_0',107,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-box-4-0'); Lets say your houses wall broke down, then thats really something that you need to file for. The gate goes in the opposite direction. Get An Auto & Home Insurance Bundle Quote Today! The arm went up and the gate began to open. One car was parked and not at fault. The driver stopped briefly, didn't even get out of his car and took off as I was bent over my dog, crying. That is tragic. This is our bad society. In today's world, who knows how an angry owner might respond. My son adored that dog. According to the man in the car, Chris Hampshire, a gate attendant tried to detain him while "screaming bloody murder" because he allegedly tried to drive out of the park the . Should I Get An Estimate For Damage To My Home Before Filing A Claim? Usually, the common cause of this problem is some kind of blockage on the gate track. Your property damage liability coverage will pay for the parked car's damage and your collision coverage will cover your car after you pay your deductible. Congratulations on HOTD - well earned! Keep in mind that a number of states, such as Colorado, Maryland, Ohio, and California, have already enacted laws that protect first responders for pets that need emergency aid. Nothing deserves to die for nothing. It consists of a pair of soft but heavy-duty bump arms that go on both sides, gate stoppers, a holding latch to keep the gate open for a while until your car is safely through, and a set of hinges and locks for reinforcement. But the owner boyfriend was walking the dog without a leash and he was way a head of the dog. You have to call the police. I care for dogs much more than humans, especially kids. Legal obligations aside, what kind of person just takes off after hitting an animal, wild or domestic? Most experts recommend upping property damage coverage to $50,000 and bodily injury even higher. A surcharge is an increase in your insurance premiums. I waited for the gate to fully open and slowly exit pulling to the right and forward to make a right turn. I had to run out in the street to pick him up. I started thinking about the dog and started hating myself. Thanks for your response. YOU Deserve the Best Free Case Review 24/ . Thanks for reading and sharing. My 3.6's rear gate clicked shut just a fraction ahead of the MB. Estimated damage is $407. (0 members and 1 guest), Powered by phpBB Forum Software phpBB Limited, Copyright20002023RedFlagDeals.com. Please do not send any sponsoring attorney confidential information unless you speak with the sponsoring attorney or an attorney from the sponsoring attorneys firm and get authorization to send that information to them. In the UK, btw, cats are specifically exempted from the reporting requirement. Cats, being smaller, are more likely to die on the spot. . Ronald E Franklin (author) from Mechanicsburg, PA on July 31, 2016: charlie, I'm very sorry your dog got hit. My mom saw the car coming but was a ways away from the road. I heard frantic barking. I'm glad you have a clear plan of what you will do if the situation ever arises. I object to generalized assertions saying that you should always stop. I did the best I could to avoid it. I did not want to. Insurance companies keep records of the people who file claims often. Ronald E Franklin (author) from Mechanicsburg, PA on September 11, 2014: Thanks, Laura335. We are trying to avoid going to the HOA insurance company, as it's feared the rate would jump up a lot, the question is do we pay for repairs or do we try to go after the gate maintenance company cause they have not fixed it after several times or the sensor manufacturer or let the drivers car insurance handle it. First, your insurance company sends a claims professional or adjuster when you file a claim. Just got my 2020 Outback Premium a few weeks ago. Other people were there, I guess they were trying to catch the dog! Never knew it can be legal action this has happened to me but sad to say when I stopped the dog just ran off and I said ok it's alright and pulled off. Now, the answer to the question is it depends. Check yourself and any passengers for injuries and exit the car safely. As noted earlier, CCSPCA advises that rather than putting the animal in your car, it's best to call for assistance and wait until it arrives. Homeowners insurance does not generally cover road vehicles, even if they're parked on your property. If your insurance is surcharged due to an accident, the increase will remain in place for three years. I had no idea that hitting a pet was a police matter. But police matched a piece of a car grill found at the scene to Ruggieros Honda, and five hours after the accident she was arrested and charged. So after i hit it ,i pulled over stop and checked on the poor dog then the owners boyfriend came . Personal awareness, vigilance, and supervision should be enough to guard against most types of automatic gate injuries. Seeing that the dog was being cared for, I remained in my car and went on my way. on September 11, 2014: Here in Thailand there are no legal requirements surrounding an incident such as this. Disconnect, unplug or switch off your breaker, transformer, backup power, or battery (it depends on the type of system you have). 2.5" Crucial MX500 1tb SSD for $85, [No Frills] Once the arm is closed, the gate will open, and the single vehicle is let through. My dog was recently hit by a car and passed away. Collision insurance covers the costs of damage to your vehicle if you hit another car or object, or roll your car in an accident. Learn more at our resource centre. This is not a rare problem with sliding gates. What would that entail? Can we press charges for her negligent driving? Inhale deeply through your nose, hold the breath for a few seconds, then slowly release it. The loop itself is a single wire. Drivers who are caught face a maximum penalty of 60 days in jail, six months of probation and a fine of up to $500. Hi, tom yam. Hi, epbooks. As you make clear, that's an offense not only against the animal, which may be injured and in need of help, but against a person who may be in anguish over what happened to a beloved pet. The next thing you need to do is to decide whether you really need to file a claim or not. There is not a stop sign before this gate and I have only been with this company about a month, so I may have assumed it would stay open while I went through it when I shouldn't have. Animals grieve just as humans. ", Insurance Information Institute. After the adjuster reviews your information, he or she will estimate the damage. Calling your insurance agent to report hitting a car in a driveway might make you feel embarrassed, but it happens. Make sure you have the right coverage. Did I do the right thing? A metal gate may have significance compared to a wooden gate - is . I know how traumatic such a loss can be. Then, an extension cable runs to the loop. It can also represent safety and security. But, the vehicle could have just as well struck the gate. You should not panic and drive off. The steps you should take if you killed a dog are not substantially different. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them. My heart is broken. You already told your manager, so if there is damage to the gate, the ball is already rolling on that. My dog just got hit by car 100 ft from my driveway didnt realize she got hit untill about 5 to 8 min later was mowing lawn seen a vehicle pulled off to the side called for my dog no response so walked down asked something happen and the first words out of ladies mouth was called cops and your paying for damages was shocked pissed cause my dog got hit walked back found my dog had my mother run her to vet while I waited for police 30 mins have passed cop gets to my house driver of vehicle went on there way never once did come up to say sorry do the ladie have any responsibility to let owner no she hit my dog ? 1.2K. Take the time to determine whether it may be cheaper to pay out-of-pocket rather than filing a claim. Have the car fixed through the Ride Share's insurance and they will go after the building's insurance to get reimbursed. 1. Somehow obtain the building's insurance info and make a property damage claim. Estimated damage is $407. Best repair your own cars and forget about it. Should I Pay For an At-Fault Claim Myself? By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Someone has to pay for that. Now, you will have to file a claim to fix it. Why does it look like it's the door that got hit. Without the companys approval, no repairs can be made. But if it does, I think this info will prove helpful. I certainly understand your concern. Parking gate hit my car, can I file a claim against the parking lot owner? My last idea is more extreme but again, considering you situation, may be mutually beneficial. Provide all required details for speedy claim processing. Thank you for contacting the ASPCA and sharing their recommendations with us. Then it came into the road and I tried to avoid hitting it but still hit it. Moe Wood from Eastern Ontario on September 11, 2014: Interesting article. My 3.6's gate was fully opened just a tad quicker than the MB. Leasing or financing a vehicle almost always necessitates collision insurance. I think that is an inhumane attitude and certainly irresponsible pet parenting, but--having tried to change this person's mind with no success--realize that not every individual is worthy of having a pet in his or her life. (Technically you should still tell the insurance . A cat ran out in front of me - I had no time to stop and it sounded like I had run over it! It was pointed out to me that there is a touch-free method for opening the rear lift gate, all I have to do is hold my hand in front of the Subaru logo on the back of the car. Other home insurance policies reimburse the Actual Cash Value under the Other Structure Coverage. Even if it's to put it out of its misery. The confusion and fear associated with being in a situation they aren't prepared to handle are what lead many people to do stupid things, like driving off after hitting a dog. If it was okay enough to run away that it wasn't injured, I hope. Also, people keep your dogs on leashes if they're not A+ at recall or on your property. Now, lets say you already decided to file a claim. what if a cop hits a family cat that is out door inside cat i have this cat every since he was a baby and he was just like family. This is how I "fix" most of my computer issues! file a claim with the parking lot owner first, if he does not want to pay up then go through insurance. Let your car insurance adjuster handle it. Adjusters handle claims. Check the board for any indicator lights. If something like that happened here, I think the question would be why the owners allowed the dog to be running loose at night unleashed. , btw, cats are specifically exempted from the road have time to whether... Leasing or financing a vehicle almost always necessitates collision insurance than humans especially. Fault and no other party is involved I tried to avoid hitting but! 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